At Approved By James, we offer unsecured personal loans of up to $100,000. The application process is easy and approval is fast. Whether you need cash to help with a personal emergency or whether you need to fund a large expense like a home renovation, the team at Approved By James can help by getting you approved for an unsecured personal loan.
We know that you want to eliminate debt and find a solution to your financial situation as quickly and pain-free as possible. When you apply for a mortgage solution with the Approved By James Team, you will have peace of mind in knowing you won’t have to wait days or weeks for an answer. Having to wait for an answer only places additional and unnecessary stress on you during the application process. In fact, you’ll be approved in just 10 minutes! That’s right, you will have an instant solution for your financial situation. We ensure you get the mortgage solution you need, when you need it most.
When most people think of getting a personal loan from a mortgage broker, they think of borrowing from home equity – aka, a secured loan. But we also offer unsecured loans – these are loans for which no collateral is needed – so you don’t have to be a homeowner to qualify! Examples of unsecured loans include credit cards and personal lines of credit.
By their nature, unsecured loans pose a higher risk to lenders than secured loans, so interest rates do tend to be a little higher. That being said however, we work with a wide variety of lenders and will always strive to get you the most competitive interest rate possible for your situation.
YES! We have many different lenders that we work with and some of them specialize in helping those with damaged credit. Furthermore, when you get a personal loan it can actually help you to improve your credit. As long as you are on time in making your minimum payments, it will help to build up your credit history. And over time, your credit rating will improve. We can also offer unsecured personal loans to those who are self-employed and to those who are new to the country.